IELTS Writing Task 2: Money & Happiness (Band 9 Sample)

It is often claimed that wealth is the surest route to a happy life. While I accept that money matters a great deal when it is scarce, I largely disagree that it is the most important ingredient of happiness, which in my view depends far more on relationships and purpose.

1. Why money matters — up to a point

It would be naive to dismiss the role of money altogether. For those living in poverty, more income genuinely transforms wellbeing: it buys food, shelter, healthcare and an escape from the crushing anxiety of not being able to pay the bills. Up to the point where basic needs are comfortably met, there is a clear link between money and happiness.

2. Why it is not the most important factor

Beyond that point, however, the connection weakens sharply. Many extremely wealthy people are deeply unhappy, while others of modest means are perfectly content, which suggests money is far from decisive. What tends to matter far more is the quality of our relationships, a sense of purpose in our work, and good health — none of which can simply be bought. Indeed, the relentless pursuit of wealth can actively erode these things.

In conclusion, although money is essential for meeting our basic needs and escaping poverty, I disagree that it is the most important factor in happiness. Once we have enough to live comfortably, love, meaning and health matter a great deal more.